Mortgage Rates – Jan 5, 2024

RATES:

CONVENTIONAL 30: 6.49%......6.63% APR

CONVENTIONAL 15: 5.99%.......6.215% APR

VA 30: 6.25%.......6.522% APR

FHA 30: 6.25% .....7.06% APR

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*Your Actual Rate, Payment, and Costs could be higher. Get an official Loan Estimate Prior to Choosing a home

Credit Score Used for Analysis: 780

Discount fee: 1%


This Week's News:

ADP Employment Report - 164,000 Jobs Created

FED More Convinced that Inflation Coming Down/Under Control


Next Week:

Monday: 10 Year Note Auction

Tuesday: Consumer Price Index, 30 Year Bond Auction

Wednesday: Producer Price index and FED Meeting

Thursday: Retail Sales


Does Your client need to offer over asking price? Show them this:https://www.smithmtg.com/presentation/99774


Need A Quick Pre-Approval?......Your Home Application here:https://mtgpro.co/dr/c/coeap

Schedule a meeting with me:https://calendly.com/noels-1/30min


Noel Smith, Sr. Mortgage Advisor

SmithGroup@fairwaymc.com

208.406.2451

Reviews

"This is the second time I have used Noel and his team and both time has been an absolute seamless smooth experience. Any questions or concerns you have get answered promptly. Thank you Noel & Darcy and the rest of your team!"

randy michaels

"Noel and Darcy were so responsive and helpful. Both kind, clear communicators, and motivated to make the process of home buying as low stress as possible. My real estate agent was so impressed and said they were some of the best loan officers she had ever worked with!"

haley robinson

"Noel and Darcy were so responsive and helpful. Both kind, clear communicators, and motivated to help make the process of home buying as low-stress as possible."

haley r