Good Neighbor Next Door Program – Law Enforcement officers, firefighters, EMT’s and Teachers

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50% of the Sales Price and with $100 Down Payment.
Law enforcement officers, teachers (pre-Kindergarten through 12th grade) firefighters and emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD's Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form of a discount of 50% from the list price of the home. In return, an eligible buyer must commit to live in the property for 36 months as his/her principal residence.
How the Program Works
Eligible Single Family homes located in revitalization areas are listed exclusively for sale through the Good Neighbor Next Door Sales program. Properties are available for purchase through the program for seven days.
How to Participate in Good Neighbor Next Door
Check the listings for your state. Follow the instructions to submit your interest in purchasing a specific home. If more than one person submits an offer on a single home a selection will be made by random lottery. You must meet the requirements for a law enforcement officer, teacher, firefighter or emergency medical technician and comply with HUD's regulations for the program.
HUD requires that you sign a second mortgage and note for the discount amount. No interest or payments are required on this "silent second" provided that you fulfill the three-year occupancy requirement.
The number of properties available is limited and the list of available properties changes weekly.
To learn more, please visit our FHA Frequently Asked Question page.
GOOD NEIGHBOR NEXT DOOR ELIGIBLE PARTICIPANTS
The U.S. Department of Housing and Urban Development (HUD) wants to make American communities stronger and to build a safer nation. The Good Neighbor Next Door (GNND) program helps make this goal a reality by encouraging law enforcement officers, pre-K through 12th grade teachers and firefighters/emergency medical technicians to become homeowners in revitalization areas.
Who Can Participate?
Law Enforcement
A person qualifies as a law enforcement officer for the purposes of the GNND Sales Program if the person is:
Employed full-time by a law enforcement agency of the federal government, a state, a unit of general local government, or an Indian tribal government;
In carrying out such full-time employment, the person is sworn to uphold, and make arrests for violations of, federal, state, tribal, county, township, or municipal laws and
The full-time employment in paragraph (a) of this section must, in the normal course of business, directly serve the locality in which the home is located.
Teachers
A person qualifies as a teacher for the purposes of the GNND Sales Program if the person is:
Employed as a full-time teacher by a state-accredited public school or private school that provides direct services to students in grades pre-kindergarten through 12; and
The full-time employment in paragraph (a) of this section must, in the normal course of business, serve students from the locality where the home is located.
Firefighter or Emergency Medical Technicians
A person qualifies as a firefighter/emergency medical technician for the purposes of the GNND Sales Program if the person is:
Employed full-time as a firefighter or emergency medical technician by a fire department or emergency medical services responder unit of the Federal Government, a State, unit of general local government, or an Indian tribal government; and
The full-time employment in paragraph (a) of this section must, in the normal course of business, directly serve the locality where the home is located.

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