Mortgage Rates and the Market – April 12

CURRENT RATES - Rates IMPROVED .25% from Last Friday. - WERE ON A NICE LITTLE RUN!

CONVENTIONAL 30: 6.99%......7.137% APR

CONVENTIONAL 15: 6.49%.......6.721% APR

VA 30: 6.75%.......7.033% APR

FHA 30: 6.75% .....7.572% APR

*Your Actual Rate, Payment, and Costs could be higher. Get an official Loan Estimate Prior to Choosing a home

Credit Score Used for Analysis: 780

Discount fee: 1%

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HOW ARE YOU SHOWING YOUR VALUE - LET US DRAFT THIS FOR YOU! BUYER AGENT PRESENTATIONS


Need To Get Pre-Approved?......APPLY HERE: https://mtgpro.co/dr/c/coeap

Schedule a Goals Consultation with Me: https://calendly.com/noels-1/30min


Noel Smith, Mortgage Advisor

SmithGroup@fairwaymc.com

208.406.2451

Reviews

"Noel was very responsive and always took the time to talk me through the process or things I didn't fully understand. I appreciate being treated with so much respect and attention to helping me work through the mortgage process. I definitely felt like Noel was helping me to get the best deal with mortgage rates and a financial situation I could afford, while helping me to purchase the home I was really wanting. One small issue that I had, if I could have put this at "mostly" great, I did feel like his assistant didn't always do her "homework" in her part of working with me. She would often confuse my accounts with financial institutions that I didn't bank with, and wasn't always clear with me on what she needed because of those errors. It just seemed demanding of requests without me understanding what she actually needed. I would have liked for her to have similar knowledge and background of my accounts and paperwork as Noel was so good with. It just became frustrating for me sometimes and took more of my personal time than it seems like it would have if she had stronger knowledge of everything. Noel was amazing with these aspects."

jennifer b

"Noel and Darcy are excellent communicators, provide sage advice and utilize technology to keep us up to date on the entire loan process. Moreover, they've earned my trust over the years which to me, means everything."

roger k

"Very responsive and supportive"

helen l