Mortgage Rates and the Market – January 26th

CURRENT RATES - Unchanged since last week, however CORE Inflation Reading Under 4% at 3.9%, which is BIG.

CONVENTIONAL 30: 6.625%......6.767% APR

CONVENTIONAL 15: 5.99%.......6.215% APR

VA 30: 6.25%.......6.522% APR

FHA 30: 6.25% .....7.06% APR

*Your Actual Rate, Payment, and Costs could be higher. Get an official Loan Estimate Prior to Choosing a home

Credit Score Used for Analysis: 780

Discount fee: 1%


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THIS WEEK:

CORE PCE/INFLATION NOW BELOW 3%, at 2.9%. This is big and very close to the FED's Goal of 2%

Consumer Spending Up....Savings rate Down.

More Families with Higher Credit Card Balances


HOW CAN YOUR OFFER STAND OUT: DIGITAL OFFERS: https://www.smithmtg.com/presentation/FMEqyIYL


Need To Get Pre-Approved?......APPLY HERE: https://mtgpro.co/dr/c/coeap

Schedule a Goals Consultation with Me: https://calendly.com/noels-1/30min


Noel Smith, Mortgage Advisor

SmithGroup@fairwaymc.com

208.406.2451

Reviews

"This is the second time I have used Noel and his team and both time has been an absolute seamless smooth experience. Any questions or concerns you have get answered promptly. Thank you Noel & Darcy and the rest of your team!"

randy michaels

"Noel and Darcy were so responsive and helpful. Both kind, clear communicators, and motivated to make the process of home buying as low stress as possible. My real estate agent was so impressed and said they were some of the best loan officers she had ever worked with!"

haley robinson

"Noel and Darcy were so responsive and helpful. Both kind, clear communicators, and motivated to help make the process of home buying as low-stress as possible."

haley r