Mortgage Rates and the Market – December 15th

CONVENTIONAL 30: 6.49%......6.63% APR

CONVENTIONAL 15: 5.99%.......6.215% APR

VA 30: 6.25%.......6.522% APR

FHA 30: 6.49% .....6.125...6.932% APR

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*Your Actual Rate, Payment, and Costs could be higher. Get an official Loan Estimate Prior to Choosing a home

Credit Score Used for Analysis: 780

Discount fee: 1%

This Week's News:

BLS Jobs Report showed 199k new jobs created however more revisions down from prior months. We DONT believe this report will change the Fed's course of action although Powell may have another Hawkish tone in his comments next week.

Next Week:

Monday: NAHB Housing Market Index

Tuesday: Housing Starts and Permits

Wednesday: Mortgage Apps - Existing Home Sales - 20 Year Bond Auction

Thursday: GDP Q3 Final Reading - Initial Jobless Claims

Friday: PCE - New Home Sales

Does Your client need to offer over asking price? Show them this:

https://www.smithmtg.com/presentation/99774


*Your Actual Rate, Payment, and Costs could be higher. Get an official Loan Estimate Prior to Choosing a home

Credit Score Used for Analysis: 780

Discount fee: 1%

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Need A Quick Pre-Approval?......Your Home Application here:

https://mtgpro.co/dr/c/coeap


Schedule a meeting with me:

https://calendly.com/noels-1/30min


We're available!

The Smith Group

SmithGroup@fairwaymc.com

208.406.2451

Reviews

"This is the second time I have used Noel and his team and both time has been an absolute seamless smooth experience. Any questions or concerns you have get answered promptly. Thank you Noel & Darcy and the rest of your team!"

randy michaels

"Noel and Darcy were so responsive and helpful. Both kind, clear communicators, and motivated to make the process of home buying as low stress as possible. My real estate agent was so impressed and said they were some of the best loan officers she had ever worked with!"

haley robinson

"Noel and Darcy were so responsive and helpful. Both kind, clear communicators, and motivated to help make the process of home buying as low-stress as possible."

haley r