Housing Bubble? The Data Says No

Page 1 of 1
Yes, home price growth is too hot however here are a few main Topics that debunk the notion of a potential Housing "Bubble":
1. No Speculative debt today, unlike 2008 --- People aren't buying homes because they believe home prices will increase double digits each year, they're simply buying a home to live in for a long time".
2. Homeowners have the best financial profile in America's History - Household balance sheets appear to be in better shape and excessive borrowing doesn't appear to be fueling the housing market boom.
3. Post 2010 Lending Standards have been great - When you have a great credit profile, you don't see a surge in credit stress right before a recession
With that said, this current increase in rates is a long term POSITIVE to help cool down the Marketplace.
Let us know if you have any questions!

Reviews

"This is the second time I have used Noel and his team and both time has been an absolute seamless smooth experience. Any questions or concerns you have get answered promptly. Thank you Noel & Darcy and the rest of your team!"

randy michaels

"Noel and Darcy were so responsive and helpful. Both kind, clear communicators, and motivated to make the process of home buying as low stress as possible. My real estate agent was so impressed and said they were some of the best loan officers she had ever worked with!"

haley robinson

"Noel and Darcy were so responsive and helpful. Both kind, clear communicators, and motivated to help make the process of home buying as low-stress as possible."

haley r